In the late 1990s, Chen Yang lent his entire savings of 200,000 yuan to his older maternal cousin, who planned to buy a house. They agreed that the debt would be repaid in full within three years. When the deadline arrived, however, his cousin and his wife deliberately stalled and refused to repay the money. At the same time, Chen Yang's mother was seriously ill and hospitalized, and he urgently needed money for her medical expenses. He visited his cousin repeatedly to ask for repayment, only to face verbal accusations, harassment, and trouble at his own doorstep. Out of consideration for their family ties, Chen Yang initially gave in time and again, but his cousin's family continued to push him further without showing the slightest understanding. With nowhere else to turn, Chen Yang organized all the evidence, including the IOU, transfer records, and recordings of their conversations, and pursued his rights through proper legal channels.