The once-glorious Sword Sect has fallen into ruin and is burdened with enormous debts. The Jinding Sect arrives to collect, threatening to forcibly seize the sect's spiritual leyline and territory. Lu Yuan appears to have damaged meridians and can no longer practice swordsmanship normally, but he is a master of meticulous accounting. He settles the accounts on the spot to offset the debt, even stripping the envoy of his valuable clothing to use as repayment. An unexpected discovery of an ancient contract reveals that the ancestors of the Jinding Sect owed the Sword Sect ten million spirit stones long ago. Lu Yuan leads the entire sect in dividing up the work, with legal experts calculating the accounts and disciples going out to collect the debts. Together, they sweep through the Jinding Sect before setting off for the Taixu Holy Land to settle even more old debts.