Lu Xiao, a brilliant finance student, is poisoned and killed through a conspiracy between his girlfriend, Su Shanshan, and wealthy businessman Xu Jiajun. He dies full of resentment, only to be reborn at the turning point in 2005 when Su's mother offers him money to break up with her daughter. In his previous life, he refused the money out of pride, only to endure twenty years of humiliation and eventually die from a cup of poisoned wine. This time, he decisively accepts the three million yuan, uses his memories of the future to make precise investments and start businesses ahead of schedule, and carefully navigates the siege laid by Xu Jiajun, Zhao Tiansheng, and other villains. From financial futures to a tutoring platform and then a real estate agency, he carves out a path to success, ultimately defeating all his enemies and rising to the top.