Gu Nianyin transmigrated into the cultivation world due to an accident, binding with the Divine Tycoon Cash-Back System and completely shaking off the original owner's fate of infatuated cannon fodder. Relying on her ability to obtain rebates such as cultivation, treasures, and cultivation techniques simply by bestowing resources, she made friends with high-level cultivators and bet on potential newcomers with unique investment insights, unlocking many inheritances such as talisman and alchemy paths. Starting as a bottom-tier outer sect disciple, she advanced her cultivation through one chance encounter and storm after another, carving out a bizarre yet exhilarating path of cultivation counterattack.