Hidden heiress Zhao Shiqing unexpectedly catches her ex-boyfriend cheating with her roommate Liu Cuihua. Liu Cuihua secretly swipes her 100,000 black gold card to treat guests lavishly and show off, prompting Zhao Shiqing to immediately change the password. When it is time to pay the bill, Liu Cuihua is unable to afford it and borrows high-interest loans to maintain her vanity. As the matter ferments, the scumbag's true colors of exploiting people for money are exposed, and the two tear into each other. Ultimately, Liu Cuihua is expelled from the school, the scumbag is thrown into prison, and all the villains receive the punishment they deserve.