In her previous life, Su Nian was obsessed with the fake socialite circle. Her vanity and deception ultimately ruined her reputation and left her with nothing. Given a second chance at twenty, she resolves to abandon her false persona, repay her debts, and cherish the family and friendships she once took for granted. Armed with memories of her previous life and financial knowledge, she builds her startup capital, establishes an investment company, supports her roommate's short-video career, invests in domestic animation, and helps the uncle who raised her transform his farming business into aquaculture. When former friends and wealthy heirs join forces to spread rumors about her, she uses evidence to set the record straight and wins an entrepreneurship competition with solid projects. As she works alongside her partners and recruits talented people, Su Nian gradually discovers that true confidence comes from her own abilities, sincerity, and sense of responsibility.