In his previous life, Xu Chenglin was everyone's fool. His relatives and friends borrowed all three million yuan from him, leaving him unable to afford treatment for his seriously ill wife, who eventually died with regrets. Reborn on the very day he signed away the three million, he refuses every request: his older brother wants 400,000 yuan, a fake friend wants 300,000, his nephew wants a job, and his parents pressure him to buy them a house. He refuses them all. Though fiercely loyal and compassionate, he gives 520,000 yuan in dividends to Lao Zhou, the driver who helped him when he was down, and brings home his sister, who has suffered domestic abuse. Meanwhile, he deliberately hands over his failing shop to his parasitic relatives. When they lose everything and come crawling back in tears, he has already acquired a factory for one yuan and bought a building materials company, multiplying his fortune. This time, he won't lend a single cent. He will live only for his wife and children.