Zhou Qisheng started from a management position at a steel plant, took the responsibility for a procedural oversight and resigned, and then went to Yunjiang to engage in automobile sales. He became the richest man in Yunjiang through financing expansion, but ignored cash flow and debt maturities amid the applause. Financial head Lin Mo reminded him multiple times, but failed to stop the continued expansion. After banks tightened financing, projects were suspended, debts matured collectively, and the group fell into trouble. Zhou Qisheng disposed of assets according to law and continuously repaid debts, understanding in the trough that assets, profits, and applause cannot replace cash and credit.