A modern micro-loan company risk control specialist, proficient in risk assessment, debt restructuring, and credit rating. Transmigrated into the "Great Zhou Immortal Dynasty" onto a good-for-nothing with the same name and surname, awakening the supernatural ability "Borrow a Move from My Future Self"—able to borrow a move from oneself at a random period 10 years in the future, generating an IOU each time with lifespan as interest. The borrowed move can only be used once, and after use, the IOU disappears. Compounding interest makes it stronger the more one owes, laughing and burning brighter.